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Get a quick estimate on how much you could potentially save in heating costs by switching from your current system to an air-source heat pump.
Your actual bills help us provide a more accurate estimate. If not, we can estimate based on similar homes in your region.
Check your utility bills or estimate based on your monthly costs.
AFUE = Annual Fuel Utilization Efficiency. Higher % = more efficient.
Older systems run less efficiently, so your actual savings may be even higher.
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Important: This is a general estimate for informational purposes only. Actual savings vary based on equipment choice, local utility rates, usage patterns, and installation quality. Get quotes from certified contractors for accurate numbers.
Find out exactly how much you could save — get free quotes from certified contractors.
GET FREE QUOTES| Current System | New HP (16 SEER2) | Annual Savings | Payback Period | 15-Year Total |
|---|---|---|---|---|
| 10 SEER AC + Strip Heat | 3 ton, 16 SEER2 HP | $1,100–$1,400/yr | 3–5 years | $16,500–$21,000 |
| 13 SEER AC + Strip Heat | 3 ton, 16 SEER2 HP | $700–$1,000/yr | 4–7 years | $10,500–$15,000 |
| 14 SEER AC (no strip heat) | 3 ton, 16 SEER2 HP | $130–$200/yr | 10–15 years | $1,950–$3,000 |
| 15 SEER AC (newer) | 3 ton, 17 SEER2 HP | $80–$130/yr | 15–20 years | $1,200–$1,950 |
| Old window ACs + space heaters | 2.5 ton, 16 SEER2 HP | $1,500–$2,400/yr | 2–4 years | $22,500–$36,000 |
Savings depend heavily on your current system. Replacing a 10 SEER AC with electric strip heat with a 16 SEER2 heat pump saves $1,100–$1,400/year in Florida. Replacing a newer 14 SEER AC saves $130–$200/year. Average Florida homeowner switching from an old system saves $700–$1,200/year. See the U.S. Department of Energy's heat pump guidance for how the underlying efficiency math works.
Payback ranges from about 2 to 5 years when replacing inefficient equipment such as an old AC with electric strip heat, down to 10 to 20 years when replacing a system that is already efficient. FPL's current $200 A/C rebate can shorten payback further for qualifying installations. Get matched with a local contractor for an exact payback figure based on your equipment and rebate eligibility.
No. The federal 25C Energy Efficient Home Improvement Credit for heat pumps ended for equipment placed in service after December 31, 2025, under the One Big Beautiful Bill Act. Utility rebates, such as FPL's A/C rebate for qualifying SEER2 systems, remain a separate program and are unaffected by that change.
For cooling savings: yes — South Florida cities such as Miami and Fort Lauderdale have the longest cooling season, amplifying efficiency gains from higher SEER2 ratings. For heating savings: North Florida cities such as Jacksonville see more heating-degree days, making the heat pump's efficiency advantage over electric strip heat more impactful there.
You submit your project details once through this page, and we match you with licensed, insured local contractors who are vetted before they ever receive a lead — see our contractor directory and how matching works. You review multiple quotes and are never obligated to hire anyone.
