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Get a quick estimate on how much you could potentially save in heating costs by switching from your current system to an air-source heat pump.
Your actual bills help us provide a more accurate estimate. If not, we can estimate based on similar homes in your region.
Check your utility bills or estimate based on your monthly costs.
AFUE = Annual Fuel Utilization Efficiency. Higher % = more efficient.
Older systems run less efficiently, so your actual savings may be even higher.
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Important: This is a general estimate for informational purposes only. Actual savings vary based on equipment choice, local utility rates, usage patterns, and installation quality. Get quotes from certified contractors for accurate numbers.
Find out exactly how much you could save — get free quotes from certified contractors.
GET FREE QUOTES| Current System | New HP (16 SEER2) | Annual Savings | Payback Period | 15-Year Total |
|---|---|---|---|---|
| 10 SEER AC + Strip Heat | 3 ton, 16 SEER2 HP | $1,100–$1,400/yr | 3–5 years | $16,500–$21,000 |
| 13 SEER AC + Strip Heat | 3 ton, 16 SEER2 HP | $700–$1,000/yr | 4–7 years | $10,500–$15,000 |
| 14 SEER AC (no strip heat) | 3 ton, 16 SEER2 HP | $130–$200/yr | 10–15 years | $1,950–$3,000 |
| 15 SEER AC (newer) | 3 ton, 17 SEER2 HP | $80–$130/yr | 15–20 years | $1,200–$1,950 |
| Old window ACs + space heaters | 2.5 ton, 16 SEER2 HP | $1,500–$2,400/yr | 2–4 years | $22,500–$36,000 |
Savings depend heavily on your current system. Replacing a 10 SEER AC with electric strip heat with a 16 SEER2 heat pump saves $1,100–$1,400/year in Florida. Replacing a newer 14 SEER AC saves $130–$200/year. Average Florida homeowner switching from old system saves $700–$1,200/year.
With FPL rebates ($400) and federal tax credits ($1,650), a $5,500 heat pump effectively costs $3,450. At $700/year savings, payback is ~5 years. At $1,200/year savings (vs old system with strip heat), payback is ~3 years. Florida's long cooling season makes heat pump payback faster than almost any other state.
Yes — FPL rebates and the federal 25C Tax Credit can be stacked. The FPL rebate reduces your cost first, then you calculate the 30% federal credit on the original equipment cost. These are separate programs with separate requirements — but both can be claimed for the same qualifying heat pump installation in the same year.
For cooling savings: yes — South Florida (Miami, Naples) has the longest cooling season, amplifying efficiency gains from higher SEER2 ratings. For heating savings: North Florida (Jacksonville, Tallahassee) wins slightly — they have more days requiring heating, making the heat pump's 3–4x efficiency advantage over electric strip more impactful.
