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Get Free Quotes| Tonnage | Home Size (FL) | Low Estimate | High Estimate | Average Cost |
|---|---|---|---|---|
| 1.5 Ton | Under 800 sq ft | $2,800 | $4,200 | $3,500 |
| 2 Ton | 800β1,200 sq ft | $3,200 | $4,800 | $4,000 |
| 2.5 Ton | 1,200β1,600 sq ft | $3,700 | $5,600 | $4,650 |
| 3 Ton | 1,600β2,200 sq ft | $4,200 | $6,800 | $5,500 |
| 3.5 Ton | 2,200β2,800 sq ft | $4,800 | $7,500 | $6,150 |
| 4 Ton | 2,800β3,600 sq ft | $5,500 | $9,000 | $7,250 |
| 5 Ton | 3,600β4,500 sq ft | $7,000 | $12,000 | $9,500 |
A heat pump in Florida costs $2,800β$12,000+ fully installed. Most homeowners pay $4,200β$6,800 for a mid-range 3-ton, 16 SEER2 system. South Florida cities such as Miami run 15β25% higher than North Florida cities such as Jacksonville due to labor costs and market demand. Always get 3 quotes from licensed Florida contractors.
Equipment cost is similar β sometimes $200β$500 more for a heat pump vs a straight-cool AC. However, heat pumps eliminate the need for a separate furnace or electric strip heater. For most Florida homeowners, the total system cost is equal or lower, and the operating cost advantage in winter makes the heat pump the better long-term investment.
The lowest-cost legitimate heat pump installation in Florida runs about $2,800β$3,200 for a 1.5-ton entry-level system (Goodman, RunTru) in North Florida. Be cautious of quotes below this β they may exclude permits, use unlicensed labor, or substitute inferior equipment. Always verify a contractor’s license on the Florida DBPR license lookup.
Yes. FPL currently offers a $200 instant rebate at the point of sale for qualifying central AC and heat pump systems rated 15.2+ SEER2, applied through a participating contractor β see FPL’s A/C Rebate program page. The federal 25C tax credit for heat pumps ended for equipment placed in service after December 31, 2025, under the One Big Beautiful Bill Act, so it can no longer be stacked on top.
A standard heat pump replacement in Florida takes 4β8 hours for an experienced crew. New construction or complex installs (attic air handlers, two-story homes, condo buildings) can take 6β12 hours. Your contractor should pull a permit before starting β the permit inspection typically happens within 1β3 business days after installation.
Yes β Florida law requires a mechanical permit for any heat pump installation. A contractor who offers to skip the permit to save money is violating state law, voiding manufacturer warranties, and potentially invalidating your homeowners insurance coverage. Always insist on proper permitting and keep your permit documentation for resale purposes.
You get an estimate from this calculator, then submit your project once and we match you with licensed, insured local contractors who are vetted before they receive leads β see our contractor directory and how matching works. You compare real quotes and are never obligated to hire anyone.